T\u00fcrkiye Bankalar Birli\u011fi, depremden etkilenen banka m\u00fc\u015fterilerine y\u00f6nelik al\u0131nan kararlar\u0131 kamuoyuyla payla\u015ft\u0131.<\/p>\n
ANKARA (\u0130GFA) – <\/strong>T\u00fcrkiye Bankalar Birli\u011fi Y\u00f6netim Kurulu\u2019nun 14 \u015eubat 2023 tarihinde yap\u0131lan toplant\u0131s\u0131nda deprem b\u00f6lgesindeki \u00e7al\u0131\u015fmalar\u0131 g\u00f6r\u00fc\u015ft\u00fc.<\/p>\n G\u00f6r\u00fc\u015fmede b\u00f6lgede hemen her noktada m\u00fc\u015fteri taleplerinin kesintisiz olarak s\u00fcrd\u00fcr\u00fclmesi amac\u0131yla fiziki \u015fube, ATM, mobil \u015fubeler a\u011f\u0131 ile hizmet verildi\u011fi de\u011ferlendirildi.<\/p>\n Hizmet a\u011f\u0131n\u0131n k\u0131sa s\u00fcrede daha da geni\u015fletilmesi i\u00e7in kullan\u0131labilir durumda olan \u015fubelerin yeniden faal hale getirilmesi y\u00f6n\u00fcnde yap\u0131lan teknik \u00e7al\u0131\u015fmalar ile ge\u00e7ici hizmet birimlerinin olu\u015fturulmas\u0131 konusunda i\u015fbirli\u011fi imkanlar\u0131 konu\u015fuldu.<\/p>\n Depremden etkilenen m\u00fc\u015fterilerimize y\u00f6nelik olarak tavsiye niteli\u011finde a\u015fa\u011f\u0131daki ek kararlar al\u0131nd\u0131.<\/p>\n TBB ald\u0131\u011f\u0131 kararlar\u0131 \u015f\u00f6yle payla\u015ft\u0131:<\/p>\n 1. <\/strong> Ad\u0131yaman, Hatay, Kahramanmara\u015f, Malatya, Osmaniye illeri ile Gaziantep ilinin \u0130slahiye ve Nurda\u011f\u0131 il\u00e7elerindeki bireysel ve ger\u00e7ek ki\u015fi ticari i\u015fletmelerimizle ilgili olarak; (31 A\u011fustos 2023 tarihine kadar)<\/p>\n * 06.02.2023 tarihinden \u00f6nce kulland\u0131r\u0131lan ve 31.08.2023 tarihine kadar vadesi gelen; mevcut kredi bor\u00e7lar\u0131n\u0131n \/ taksitlerinin ve gayri nakdi kredi komisyonlar\u0131n\u0131n (31.08.2023 tarihini ge\u00e7meyecek \u015fekilde) 6 ay faizsiz (faiz\/gecikme faizi) olarak ertelenmesi,<\/p>\n * kay\u0131p\/zayi POS cihazlar\u0131na ili\u015fkin \u00fcye i\u015fyerlerimizden herhangi bir tahsilat yap\u0131lmamas\u0131,<\/p>\n * bankac\u0131l\u0131k hizmet komisyonu al\u0131nmamas\u0131<\/p>\n * bireysel ve kurumsal kredi kart \u00fccretlerinin 2023 y\u0131l\u0131 i\u00e7in tahakkuk ettirilmemesi,<\/p>\n * \u00fcye i\u015fyeri\/POS kullan\u0131m \u00fccretlerinin 2023 y\u0131l\u0131 boyunca al\u0131nmamas\u0131,<\/p>\n * haciz, icra, takip vb. idari uygulamalarla ilgili olarak (Cumhurba\u015fkanl\u0131\u011f\u0131 Kararnamesi \u00e7er\u00e7evesinde)<\/p>\n * t\u00fcm alacaklar i\u00e7in takip ba\u015flat\u0131lmamas\u0131, haciz uygulanmamas\u0131, icra sat\u0131\u015f i\u015flemleri vb. i\u015flem yap\u0131lmamas\u0131,<\/p>\n * yap\u0131land\u0131r\u0131lm\u0131\u015f alacaklarda \u00f6deme s\u00fcrelerinin faizsiz olarak ertelenmesi,<\/p>\n * tahliye karar\u0131 al\u0131nm\u0131\u015f ise bu karar\u0131n uygulanmamas\u0131, taahh\u00fcd\u00fc ihlal \u015fik\u00e2yetinde bulunulmamas\u0131, bor\u00e7lunun talebi halinde daha \u00f6nce ba\u015flat\u0131lm\u0131\u015f takiplerin durdurulmas\u0131, sat\u0131\u015f g\u00fcn\u00fc al\u0131nm\u0131\u015f dosyalarda sat\u0131\u015flar\u0131n ertelenmesi,<\/p>\n * takipte olan alacakl\u0131 m\u00fc\u015fteriler i\u00e7in yap\u0131lan otomatik tahsilat\u0131n durdurulmas\u0131,<\/p>\n * m\u00fc\u015fteri hesaplar\u0131nda bulunan takip blokelerinin kald\u0131r\u0131lmas\u0131,<\/p>\n * vadesi ge\u00e7en krediler i\u00e7in idari yollarla da olsa aktif bir tahsilat \u00e7abas\u0131 giri\u015fiminde bulunulmamas\u0131,<\/p>\n * hen\u00fcz takip hesaplar\u0131na intikal etmemi\u015f, kredi geri \u00f6demelerini zaman\u0131nda yapamayan ve yapamayaca\u011f\u0131 \u00f6ng\u00f6r\u00fclen m\u00fc\u015fterilerimize y\u00f6nelik ileti\u015fim ve tahsilat faaliyetlerinin durdurulmas\u0131<\/p>\n 2. <\/strong> Deprem b\u00f6lgesinde yer alan di\u011fer illerdeki bireysel ve ger\u00e7ek ki\u015fi ticari i\u015fletmelerimizin kredi bor\u00e7lar\u0131n\u0131n\/taksitlerinin ve gayrinakdi kredi komisyonlar\u0131n\u0131n 1 ay faizsiz (faiz \/ gecikme faizi) olarak ertelenmesi<\/p>\n 3. <\/strong>Yukar\u0131daki kapsam d\u0131\u015f\u0131nda kalan, deprem b\u00f6lgesinde yer alan ve depremden zarar g\u00f6ren m\u00fc\u015fterilerimizin talep etmesi ve zarar g\u00f6rd\u00fcklerini belgelendirmeleri halinde m\u00fc\u015fteri baz\u0131nda de\u011ferlendirilmek \u00fczere, mevcut kredi bor\u00e7lar\u0131na \/ taksitlerine erteleme imk\u00e2n\u0131n\u0131n sunulmas\u0131 (31.08.2023 tarihine kadar),<\/p>\n 4. <\/strong>Depremde vefat eden bireysel ve ger\u00e7ek ki\u015fi ticari m\u00fc\u015fterilerimizin kredi bor\u00e7lar\u0131n\u0131n, krediye konu sigorta \u00f6demelerinin kredi borcuna mahsup edilmesi, sonras\u0131nda kalan bor\u00e7lar\u0131n\u0131n ise silinmesi<\/p>\n","protected":false},"excerpt":{"rendered":" T\u00fcrkiye Bankalar Birli\u011fi, depremden etkilenen banka m\u00fc\u015fterilerine y\u00f6nelik al\u0131nan kararlar\u0131 kamuoyuyla payla\u015ft\u0131. ANKARA (\u0130GFA) – T\u00fcrkiye Bankalar Birli\u011fi Y\u00f6netim Kurulu\u2019nun 14 \u015eubat 2023 tarihinde yap\u0131lan toplant\u0131s\u0131nda deprem b\u00f6lgesindeki \u00e7al\u0131\u015fmalar\u0131 g\u00f6r\u00fc\u015ft\u00fc. G\u00f6r\u00fc\u015fmede b\u00f6lgede hemen her noktada m\u00fc\u015fteri taleplerinin kesintisiz olarak s\u00fcrd\u00fcr\u00fclmesi amac\u0131yla fiziki \u015fube, ATM, mobil \u015fubeler a\u011f\u0131 ile hizmet verildi\u011fi de\u011ferlendirildi. Hizmet a\u011f\u0131n\u0131n k\u0131sa s\u00fcrede …<\/p>\n","protected":false},"author":1,"featured_media":67314,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[13516,13514,13515,13521,13090,13001,13512,13002,13088,38,13003,12964,13518,13005,12785,13513,13520,13089,13006,13519,13517],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/posts\/67313"}],"collection":[{"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/comments?post=67313"}],"version-history":[{"count":1,"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/posts\/67313\/revisions"}],"predecessor-version":[{"id":67337,"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/posts\/67313\/revisions\/67337"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/media\/67314"}],"wp:attachment":[{"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/media?parent=67313"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/categories?post=67313"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/tags?post=67313"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}