{"id":69197,"date":"2023-02-24T17:09:41","date_gmt":"2023-02-24T14:09:41","guid":{"rendered":"https:\/\/kocaelikent.com\/bddkdan-konut-kredisinde-limit-guncellemesi\/"},"modified":"2023-02-24T21:56:28","modified_gmt":"2023-02-24T18:56:28","slug":"bddkdan-konut-kredisinde-limit-guncellemesi","status":"publish","type":"post","link":"https:\/\/kocaelikent.com\/bddkdan-konut-kredisinde-limit-guncellemesi\/","title":{"rendered":"BDDK&#8217;dan konut kredisinde limit g\u00fcncellemesi"},"content":{"rendered":"<p>Bankalar\u0131n Kredi \u0130\u015flemlerine \u0130li\u015fkin Y\u00f6netmelikte yap\u0131lan de\u011fi\u015fikliklere ili\u015fkin karar, BDDK&#8217;nin resmi internet sitesinde yay\u0131mland\u0131.<\/p>\n<p><strong>ANKARA (\u0130GFA)&nbsp; &#8211; <\/strong>Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu, daha \u00f6nce 2 milyon lira ve alt\u0131nda olan konutlar i\u00e7in belirledi\u011fi y\u00fczde 90&#8217;a kadar kredi kullan\u0131m s\u0131n\u0131r\u0131n\u0131 5 milyon lira ve alt\u0131nda olan konutlar \u015feklinde g\u00fcncelledi.<\/p>\n<p>De\u011fi\u015fiklik do\u011frultusunda, t\u00fcketicilere, konut edinmeleri amac\u0131yla kulland\u0131r\u0131lacak kredilerde ve ta\u015f\u0131t kredileri hari\u00e7 konut teminatl\u0131 kredilerde, kredi tutar\u0131n\u0131n teminat olarak al\u0131nan konutun de\u011ferine oran\u0131 tablosu g\u00fcncellendi.<\/p>\n<p>&nbsp;De\u011feri 20 milyon liran\u0131n \u00fczerindeki s\u0131f\u0131r konutlar\u0131n ise y\u00fczde 50\u2019si ila 60\u2019\u0131 aras\u0131nda kredi kullanabilecek.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" height=\"568\" src=\"https:\/\/www.igfhaber.com\/static\/sc\/screenshot-2023-02-24-at-17-02-03-mevzuat-1164-pdf-1677247548-252.png\" width=\"750\" \/><\/p>\n<p><strong>\u0130K\u0130NC\u0130 EL KONUTLAR \u0130\u00c7\u0130N DE AZAM\u0130 ORANLAR YEN\u0130DEN BEL\u0130RLEND\u0130<\/strong><\/p>\n<p>Karar ile, ikinci el konut al\u0131m\u0131nda ve konut teminatl\u0131 kredilerde kulland\u0131r\u0131labilecek azami kredi tutarlar\u0131 da yukar\u0131 y\u00f6nl\u00fc revize edildi.<\/p>\n<p>Buna g\u00f6re, de\u011feri 1 milyon lira ve alt\u0131nda olan ikinci el konutlar i\u00e7in, bu bedelin y\u00fczde 90\u2019\u0131 kadar kredi kullan\u0131labilecek. S\u00f6z konusu oran, de\u011feri 1 milyon lira ile 2 milyon lira aras\u0131ndaki ikinci el konutlar i\u00e7in ise y\u00fczde 60 ila 70 aras\u0131nda olacak.<\/p>\n<p>De\u011feri 2 milyon lira ile 5 milyon lira aras\u0131nda de\u011fi\u015fen ikinci el konutlar i\u00e7in t\u00fcketiciler bu bedelin azami y\u00fczde 50-60\u2019\u0131 kadar kredi alabilecek.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankalar\u0131n Kredi \u0130\u015flemlerine \u0130li\u015fkin Y\u00f6netmelikte yap\u0131lan de\u011fi\u015fikliklere ili\u015fkin karar, BDDK&#8217;nin resmi internet sitesinde yay\u0131mland\u0131. ANKARA (\u0130GFA)&nbsp; &#8211; Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu, daha \u00f6nce 2 milyon lira ve alt\u0131nda olan konutlar i\u00e7in belirledi\u011fi y\u00fczde 90&#8217;a kadar kredi kullan\u0131m s\u0131n\u0131r\u0131n\u0131 5 milyon lira ve alt\u0131nda olan konutlar \u015feklinde g\u00fcncelledi. De\u011fi\u015fiklik do\u011frultusunda, t\u00fcketicilere, konut edinmeleri amac\u0131yla kulland\u0131r\u0131lacak &hellip;<\/p>\n","protected":false},"author":1,"featured_media":69198,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9500],"tags":[13516,13514,13515,13521,13090,13001,13512,13002,13088,38,13003,12964,13518,13005,12785,13513,13520,13089,13006,13519,13517],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/posts\/69197"}],"collection":[{"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/comments?post=69197"}],"version-history":[{"count":1,"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/posts\/69197\/revisions"}],"predecessor-version":[{"id":69216,"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/posts\/69197\/revisions\/69216"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/media\/69198"}],"wp:attachment":[{"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/media?parent=69197"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/categories?post=69197"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kocaelikent.com\/wp-json\/wp\/v2\/tags?post=69197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}